Products & Services

Payday Loan

Business Loans

Purchase Order Financing



3% per month (which equates to a maximum of 36% APR).

Repayment Terms

Repayments will be made over no less than 1 month and no more than 2 months.

Collection Policy

All Collections are done by NAEDO Debit orders and soon to be introduced AC (Authenticated Collections) via FNB.

Renewal Policy

All New loans are subject to employment and affordability criteria. A Consumer will qualify for the same amount if it is paid successfully for 3 times. Thereafter limit may be reviewed depending on consumer’s Financial circumstances and affordability. Each loan carries its standard fees in terms of Chapter 5 of the Credit Act No 34 of 2005.

Non Payment

After this the Debt will be handed over to our external collection agency and their Attorneys. Not paying your loan could impact your Credit Rating and make it difficult to qualify for finance at other Credit Providers.


If R2000 is borrowed for 20 days.
Initiation Fee: R265.00
Service Fee: R40.00
Interest: R45.30
VAT: R42.70
Total to Repay: R2393.00

Fast & Easy Applications

We understand that sometimes you need to get cash instantly, so we've worked hard to ensure our cash loans are fast and convenient.

Choose Loan Amount

With Moepathutsi Financial Service you see the full cost of your loan upfront before you apply.

Approve Your Loan

Have all the required documents available. Click here to see what is required.

Get Your Cash

We'll make sure that any cash you decide to borrow is in your bank account as quickly as possible.

About Moepathutsi Financial Services

Moepathutsi Financial Services was established in 2018 with a purpose of improving access to financial resources and services by entrepreneurs and the working class. We are a registered credit provider in terms of the National Credit Act. We pride ourselves with being customer-centric in approach and providing financial services that are designed to add value to our clients..

Our Vision

Our vision is to be a provider of choice for financial services in Africa.

Our Mission

Our mission is to provide access to empowering finance and financial services to all, especially entrepreneurs and the working class.